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Charged off credit card debts

I have received 1095C for 3 credit cards that Bank of America wrote off this December 2022.  I don't even have any recollection of the accounts.  Is there a time frame that a creditor can write debt off?


Best Answer
We are prohibited by law from giving legal advice and so we do not give any legal advice.

Our service is designed only to help you to respond to the Summons and Complaint document. The initial answer document is meant to help you respond to the Summons and Complaint document. To avoid a default judgment, which is when the plaintiff's attorney receives the automatic win of your money. 

With the initial answer document (as long as it is in the designated time or a few days after it's due), you will avoid the default judgment from happening. You will now have a chance to fight your debt with the help of an attorney, free legal aid, or your local bar association.

You can only use our service if you have a Summons and Complaint document.

If you need to respond to your Summons and Complaint document, you can begin the process at https://www.solosuit.com/debt_answer and choose either Free, Standard ($47), or Premium ($197) service. 

We do not help with the following: 
Interrogatories                              Divorce
Discoveries                                    Counter-Suing
Admissions                                    Mediation
Summary judgments                     Bankruptcy
Identity Theft                                 Eviction
Child Support                                Jail Time
Credit History                                Disputing 
Breach of Contract                        Motions

If you have any further questions, please respond, and we will be happy to provide you with more information regarding our service. 
 
Deja Bryant
SoloSuit
Closing the Justice Gap

DISCLAIMER: SoloSuit is not an attorney. SoloSuit is not your attorney. We do not provide legal advice nor do we practice law. This correspondence is not legal advice. SoloSuit is a self-help tool. We provide no guarantee regarding case outcomes nor are we liable for any case outcomes. SoloSuit is a product provided by Lawble, Inc, which also is not your attorney and does not provide legal advice. 

Answer
We are prohibited by law from giving legal advice and so we do not give any legal advice.

Our service is designed only to help you to respond to the Summons and Complaint document. The initial answer document is meant to help you respond to the Summons and Complaint document. To avoid a default judgment, which is when the plaintiff's attorney receives the automatic win of your money. 

With the initial answer document (as long as it is in the designated time or a few days after it's due), you will avoid the default judgment from happening. You will now have a chance to fight your debt with the help of an attorney, free legal aid, or your local bar association.

You can only use our service if you have a Summons and Complaint document.

If you need to respond to your Summons and Complaint document, you can begin the process at https://www.solosuit.com/debt_answer and choose either Free, Standard ($47), or Premium ($197) service. 

We do not help with the following: 
Interrogatories                              Divorce
Discoveries                                    Counter-Suing
Admissions                                    Mediation
Summary judgments                     Bankruptcy
Identity Theft                                 Eviction
Child Support                                Jail Time
Credit History                                Disputing 
Breach of Contract                        Motions

If you have any further questions, please respond, and we will be happy to provide you with more information regarding our service. 
 
Deja Bryant
SoloSuit
Closing the Justice Gap

DISCLAIMER: SoloSuit is not an attorney. SoloSuit is not your attorney. We do not provide legal advice nor do we practice law. This correspondence is not legal advice. SoloSuit is a self-help tool. We provide no guarantee regarding case outcomes nor are we liable for any case outcomes. SoloSuit is a product provided by Lawble, Inc, which also is not your attorney and does not provide legal advice. 

thank you for your answer.  There has been no paperwork served in regard to the debt.  It wasn't even on my credit report.  I only received a notice in the mail from the creditor in regards to the 1099C being filed with the IRS

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