I can't find my credit card agreement in the CFPB database.
Modified on: Tue, 20 Jul, 2021 at 7:21 PM
The drop-down list contains credit card issuers that have submitted credit card agreements as required under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the CARD Act). If you cannot find a card issuer, it may be that:
The issuer has not yet submitted its agreements to the Federal Reserve Board;
The issuer has fewer than 10,000 accounts and does not have to submit its agreements; or
The name that you are looking for is not the actual issuer's name (for example, "ABC Card" is issued by XYZ Bank).
If none of these reasons apply and you still cannot find an agreement, call the credit card company to request a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request.
Look on the back of the credit card or on your latest monthly statement to find the name of the issuer. The bank, retailer, or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer's website; typically, the bank name is listed at the bottom of the issuer's homepage.
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