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Should i wait to be summoned before taking action?

Hi I may need an elbow drop friend! Suttell & Hammer set me a letter, stating I had till may 16 2022 to dispute the debt for 8k on CITIBANK N,A but they filed a lawsuit against me on may 10 2022. Then they tried serving my wife and I a summons, we didn't give them any info so they just left. I have been watching your videos and signed up on your site and it seems the best course of action is motion to compel arbitration. Should I wait to be officially summoned to court before taking any action? Thanks for your help and what your doing.
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