Start a new topic

To cancel my phone payment plan or not?

Before I knew that I should file an answer with the court, I made a payment plan with the debt collector for the full amount by phone.  Before I had all the information.  I have signed nothing.  I filed an answer with the court asking for proof of the debt amount and proof that the plaintiff is the actual owner of the debt.  I just got confirmation of payment plan papers.  Should I call them to cancel the plan in order to have more leverage when I try to settle for a lesser amount of the debt?  Or should I wait and see what happens next?  Thank you.

Login or Signup to post a comment