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Can I cancel my Debt-answer please

 I am just realizing now that It is best if I just offer a settlement, can please cancel my Debt-answer is it too late? please let me know..

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I have notified your legal support specialist to cancel it. We have successfully cancelled it. So no need to worry about us filing it.

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I have notified your legal support specialist to cancel it. We have successfully cancelled it. So no need to worry about us filing it.

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Thanks so much! Could they please let me know whether or not they were able to cancel it asap. So I could start preparing a more valid answer. Thanks

Hi Rajaa, I'm weighing in on this. Are you not going to file an Answer and only send the collector a settlement offer? 


Usually that ends extremely poorly. It's common practice for collectors to "accept" a settlement offer but then go behind the defendant's back and file for default judgment. Since an Answer hasn't been filed, there's nothing stopping them from filing for default judgment. Also settlement negotiations usually extend beyond the deadline to file an Answer. 


So, it's usually best to file an Answer and then, after, send a settlement offer. Your leverage to settle is much higher once you file an Answer.   


If you make a settlement offer, you can use our Debt Lawsuit Settlement Letter.

Hello, Thanks so much Mr. Simmons for the clarification. I get it now, and I absolutely agree with you! I had to cancel my first debt-answer because I've made a terrible mistake in one of my answers. I will do another one soon, hopefully with no mistakes this time : )

Oh I see, thanks for clarifying. 

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